Thomas concentrates his practice in the areas of bankruptcy, workout and surveillance matters, and secured transactions under the Uniform Commercial Code. His primary focus is on lender-side financing in both the commercial and public finance marketplaces, from traditional lending transactions to more complex financing arrangements including asset securitizations and structured finance. Thomas also has significant experience in bankruptcy and UCC legal opinion matters, most forms of credit enhancement and working with most types of collateral, including equipment, inventory, credit card receivables, accounts receivable, other pledged revenue streams, investment property and student loans, among many others.