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Jennifer L. Kraham


Jennifer concentrates her practice primarily in the areas of insurance regulation and corporate law.

Jennifer regularly assists clients on a national level in connection with the acquisition and sale of insurance companies and other regulated entities, the preparation and submission of regulatory filings, defending against complaints from regulators, and analyzing coverage issues.

Jennifer’s practice encompasses all aspects of insurance regulation, including assisting clients with obtaining regulatory approval for the formation, acquisition, merger and expansion of insurers and other regulated entities. She regularly counsels clients with respect to requirements under federal and state insurance laws, licensing compliance issues, rate and policy form matters, reinsurance issues, and general corporate matters. Jennifer also drafts legislation and lobbies on behalf of the insurance industry before the Arizona State Legislature.


  • Recently served as seller’s counsel in connection with the sale of two Arizona Medicaid plans for approximately $165 Million
  • Currently assisting a client with the formation and licensure of an insurance agency and premium finance company in all 50 states 
  • Regularly counsel clients with respect to creation and roll out of new insurance programs, products and partnerships
  • Serves as insurance regulatory counsel to a nationwide retailer, providing guidance and assistance with the creation and operation of its insurance-related programs and partnerships

  •  Listed as a “Stand-Out Lawyer” by Thomson Reuters. Each year, Thomson Reuters surveys more than 2,000 senior in-house counsel regarding the legal service providers they have worked with in the last three years and to name the ones who have stood out.