Joyce A. Dixon

(402) 231-8794
Of Counsel
(402) 346-1148 Fax
Joyce.Dixon@KutakRock.com

Ms. Dixon, of counsel, guides corporate and financial institution clients in unique, complex transactions. She concentrates in the areas of asset securitization (particularly trade receivables, credit cards and equipment loans and leases), commercial loans, cross-border finance, agricultural lending and Chapter 11 exit and debtor-in-possession financing. She also assists financial institution clients with regulatory compliance matters and the creation and implementation of new products. Ms. Dixon has pioneered the development of credit card securitization structures and has served as outside senior legal advisor on corporate issues for numerous companies. She also has acted as financial and regulatory counsel for de novo charters, acquisitions, sales and mergers of financial institutions.

Ms. Dixon is a frequent speaker on topics involving corporate finance and the ramifications of bankruptcy proceedings on financing transactions. She testified regarding the commercial paper market before a special Congressional hearing on changes in the bankruptcy court jurisdiction. She also has been a frequent lecturer on issues affecting women, including financial planning, property rights and employment discrimination.

In addition to her legal practice, Ms. Dixon served as adjunct professor at the Creighton University School of Law from 1989 to 1998, where she developed a course on the economics of law practice. She periodically is a guest speaker for law classes on international finance and banking.

Representative experience:

  • Developed commercial paper financing vehicles to fund agricultural loans, commercial loan pools, trade receivables, rental car inventories and other financial assets.
  • Acted as lender or borrower counsel in more than $25 billion in financing projects, including commercial and financial institution loans, participations, private placement term loans, asset securitizations and cross-border financings.
  • Represented agribusiness lenders and entities, including cooperatives, in merger and acquisition transactions as well as operating and capital financings.
  • Negotiated all commercial leases for retail client.
  • Represented regional retailer in sale of company to private equity.
  • Obtained debtor-in-possession and exit financing for several Chapter 11 debtors in franchise, restaurant and retail industries.
  • Assisted financial institutions in obtaining regulatory approval for new loan and deposit institutions.
  • Represented regional bank in compliance with overdraft fee legislation.
  • Assisted in obtaining first de novo bank charter in Nebraska in several years.
  • Represented family owned, multistate retailer in the sale of its chain to a private equity firm.
  • Led legal team for joint venture and acquisition transactions for dairy feed company.
  • Revised full program of loan participation documents for regional bank to comply with Financial Accounting Standards Board 166 accounting changes.
  • Represented community bank in additional capital offering.