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Loc concentrates his practice in commercial litigation with an emphasis on creditors’ rights and bankruptcy.

Loc concentrates his practice in commercial litigation with an emphasis on creditors’ rights and bankruptcy. He represents national banks, secured creditors, unsecured creditors, debtors-in-possession, equity owners, buyers and sellers in bankruptcy sales, and trustees throughout the United States. Loc has significant experience in Chapter 11 cases, where he has been involved in all aspects of the Chapter 11 process. He has handled business workouts for financially distressed companies, resolved commercial disputes, and prosecuted hundreds of contested hearings and trials during the course of his practice. 

Loc also has an extensive history of public service to the Virginia Bar, several professional organizations and his community. He has served on the Board of Governors for the Virginia Bar Association, which is the oldest voluntary bar group in the United States. More recently, he was President of the Federal Bar Association (Richmond Chapter) and was a member of the Board of Directors for the Asian Pacific American Bar Association of Virginia. In the bankruptcy field, Loc served as Chair of the Bankruptcy Section of the Virginia Bar Association, as President of the Business Finance and Turnaround Association (finance and workout professional organization), served on the Board of Governors for the Bankruptcy Section of the Virginia State Bar, and served on the Standing Committee of Local Bankruptcy Rules for the United States Bankruptcy Court for the Eastern District of Virginia. He has spoken and presented numerous professional conferences and continuing legal education seminars. 

Loc’s non-legal public service includes serving as the President of the Gateway Association, which is an organization of businesses and citizens of Chesterfield County, Virginia devoted to economic redevelopment.He has appeared numerous times before government boards to advocate the position of the Gateway Association. He has volunteered at inner-city schools, helping first grade students. Loc has also handled many pro bono cases in which he provided free legal services to clients who cannot afford counsel. 

Government Service 
  • Honorable Stephen C. St. John, United States Bankruptcy Court, Eastern District of Virginia, (Law Clerk), 1995-1996
  • Honorable Hal J. Bonney, Jr., United States Bankruptcy Court, Eastern District of Virginia, (Law Clerk), 1994-1995
Community Involvement
  • Gateway Association, President
  • Richmond City Schools, School tutor

  • Represented national bank obtaining summary judgment against Chapter 7 trustee’s attempt to avoid constructive fraudulent transfers. Tavenner v. Wells Fargo Bank, Case No. 13-3067-KRH (Bankr. E.D. Va. 2014).
  • Represented national bank obtaining dismissal of lawsuit for violation of the automatic stay for applying administrative freeze over debtor’s account in accordance with bank’s national policy.  Jernigan v. Wells Fargo Bank, 475 B.R. 535 (Bank. W.D. Va. 2012).
  • Represented national bank obtaining dismissal of motion for sanctions for violation of the automatic stay for applying administrative freeze over debtor’s account in accordance with bank’s national policy. In re Randolph Towers Cooperative, Inc., 458 B.R. 1 (Bankr. D.D.C. 2011).

  • The Best Lawyers in America®, Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law; Litigation – Bankruptcy, 2015-2024
  • Virginia Super Lawyers®, 2007-2019