Larry D. Fields

(816) 502-4604
(816) 960-0041 Fax

Mr. Fields is a member of The American Board of Trial Advocates, an invitation-only organization dedicated to excellence in the courtroom and the preservation and promotion of our jury trial system. Mr. Fields has tried over 35 jury trials to conclusion in his 20-plus year legal career; representing primarily defendants in a variety of litigation. In over 80% of the cases he has tried to conclusion, the verdict returned by the jury was significantly less than the client’s last offer of settlement.

Mr. Fields’ primary area of practice is litigating insurance coverage disputes and bad faith claims in some of the nation’s most dangerous jurisdictions, including his home state of Missouri. Mr. Fields' also educates and counsels his clients in methods and practices to help them avoid being sued for bad faith or set-up for coverage.

Commonly litigated coverage issues include:

  • Bad Faith litigation often arising from RSMo 537.065, Glenn v. Fleming, or similar agreements made between claimants and insureds for the purpose of seeking extra-contractual liability from insurers.
  • Coverage for “defective workmanship” claims in construction cases.
  • Interpretation and application of Additional Insured endorsements.
  • Minimum coverage election and stacking issues related to uninsured and underinsured motorist coverage in commercial and personal auto policies.
  • Disputes between insurers over priority of coverage.
  • The applicability and enforceability of policy exclusions and conditions.
  • If and when policies are “triggered” by ongoing damages or delayed damages claims.
  • Enforceability of pollution exclusions in environmental claims.
  • Evaluation of coverage for cyber claims and intellectual property disputes.
  • Other complex issues arising in general liability, auto and professional liability policies.

Mr. Fields also acts as lead counsel in high exposure personal injury and commercial lawsuits, including:

  • Trucking litigation
  • Products liability
  • Construction defects
  • Employment claims
  • Credit transactions
  • Trade Secrets

Other Distinctions:

  • Kansas City Business Journal’s 2018 Best of the Bar
  • “AV Preeminent” Rating by Martindale Hubble®
  • “Best of the Bar” designation by the Kansas City Business Journal

Memberships and Affiliations:

  • American Board of Trial Advocates
  • Defense Research Institute
  • Kansas City, Missouri and Kansas Bar Associations
  • MAP Approved Mediator


Insurance Coverage 

Successful defense of an insurer against claims of negligence, breach of contract and bad faith arising from wrongful death of the insured’s employee:

  • Forsberg v. N.R. Hamm Contractor, Inc, 369 P.3d 342, 2016 WL 179665 (Kan. App. 2016).

Successful defense of an insurer against a claim made in civil court alleging breach of contract and vexatious refusal to pay for claim involving a previously settled work related injury:

  • Pierce v. Zurich American Ins. Co., 411 S.W.3d 208 (Mo. App. 2014).

Defense of an insurer with multiple years of coverage in a claim where the insured was originally seeking defense and indemnity for an underlying lawsuit involving pollution damages:

  • Martin K. Eby Constr. v. OneBeacon Ins. Co., 2012 WL 4088758 (D. Kan. Sept. 17, 2012).

Determination of whether an insurer’s duty to defend ended when it paid its policy limits to obtain a partial settlement in the underlying case:

  • National Beef Packing Co., LLC v. Zurich American Insurance Co., 336 S.W.3d 181 (Mo. App. W.D. 2011).

Coverage dispute between multiple insurers issuing primary and excess policies over priority of coverage impacted by additional insured endorsements, “other insurance” provisions, and indemnity agreements:

  • Hertz Equip. Rental Corp. v. Ammon Painting Co., 2009 WL 2365578 (Mo. App. W.D. Jan. 26, 2010).

Personal Injury

  • Defense of a nationwide shipping company in an accident where the alleged negligence of one of its drivers caused quadriplegic injuries.
  • Defense of a large national retailer in a premises liability case based on allegedly inadequate security resulting in the failure to prevent criminal activity in the parking lot of one of its stores.
  • Defense of a wrongful death action brought by the surviving widow and three children of a high wage earning 45-year-old man killed when his vehicle collided with a tractor trailer operated by an interstate truck driver.
  • Representation of the owner of an office building in a claim by over 30 plaintiffs alleging various personal injuries caused by the presence of mold.
  • Representation of a tree stand manufacturer where an alleged defect in one of its products rendered the plaintiff a paraplegic.
  • Personal injury cases are rarely appealed or reported, and settlements are often confidential, making it difficult to provide greater detail in the cases described above.


  • Lead counsel in a case where summary judgment was obtained resulting in the attachment of the client’s $20 million judgment to property in the original judgment debtor had transferred to numerous third party entities.
  • Co-lead counsel in a case where he represented an individual entrepreneur in a legal malpractice claim arising from sale of intellectual property resulting in a $3 million plus settlement.
  • Co-counsel in preparation of a jury trial which resulted in a $4 million plus verdict against a competing company started by the client’s former employee.
  • Represented an employment agency in a racial discrimination action, ultimately resulting in the employee’s dismissal of all claims.